Borderless Lending Automation at your Fingertips
360 loan automation from customer request to credit decisioning to disbursement to loan collections and recovery in the event of default.
Loan Origination & Appraisal System
Offer a unique approach to lending that enables better credit decision-making with an automated workflow process, driving business agility and seamless adaptation.
Dynamic Rule Engine
Fully configurable and dynamic policy and scorecard rule engines to adjust parameters, check credit eligibility, and calculate limits.
Multi-Level Appraisals
Configurable multi-level loan appraisal workflows, built-in approval delegation limits, and automated exception handling.
Multi-Channel Origination
Seamlessly process digital loan applications initiated across multiple customer touchpoints—Mobile apps, Web, and Agent banking.
Automated Underwriting
Smart automated underwriting based on advanced ML algorithms, risk models, and predictive credit scoring analysis.
Multi-Bank Direct Debit Collections
Facilitate loan collections and recovery on behalf of Financial Institutions (FIs), across multiple accounts and banks based on a single customer mandate.
Onboarding & Integration
A fast, seamless system integration and onboarding process to start debiting linked accounts immediately.
Digital Mandate Management
Fully digital mandate setup, verification, and management, giving customers clear transparency over authorization limits.
Efficient Repayment Management
Initiate automated repayment sweeps and collections across a customer's linked bank accounts and institutions on the due date.
Dispute Management System
A robust built-in dispute resolution and mandate revocation management system to protect both lenders and borrowers.
Why Recova Lending?
We engage based on global best practices that allow us to serve you in the best way possible.
Smarter Lending Decisions
Automated analysis of customer demographic and transactional data from multiple data sources, leveraging proprietary scorecard algorithms.
Direct Debit Repayments
Direct integration with multiple financial institutions allows for seamless repayment collections & recovery via direct debit, across customer’s linked accounts.
Higher Operational Efficiency
End-to-end digitization of the lending process from origination to collections/recovery, increasing operational efficiency while significantly reducing TAT, operational costs and risks.
Omni-Channel Reach
Convenient digital loan origination across multiple digital touchpoints – Mobile, Web etc., driving customer reach, onboarding and acquisition.
..lending automation from request to recovery
Build Tomorrow, Today
Let’s discuss how our cloud-native fintech products can give your banking operations the boost they need.